Best Leasing Deals In Town From HNB Leasing
Having started leasing back in 1991 HNB was the first bank to commence leasing among the private commercial banks and this sector has grown steadily over the years. Today the company is at the forefront of leasing in the banking sector and has been committed to giving customers the best deals possible, with a range of options and flexibility, ensuring it meets the individual needs of customers island wide.
Speaking to The Sunday Leader, Chief Manager – Leasing at HNB, Keerthi Wijeratne explained that HNB Leasing has always stuck to partnerships with leading vehicle dealers in the country to offer customers the best in flexible leasing solutions.
According to Wijeratne the dawn of peace in the country has seen the leasing industry begin to show growth, especially during the last few months with the new duty reduction on imports and significant demand for vehicles compared to last year.
Wijeratne said, “We aim at offering our customers access to some of the best leasing deals in the country. We have not only formed customer friendly dealerships with the best vehicle dealers in the country but we also offer very attractive lease rentals when compared to others in the market. Our lease rental scheme is very affordable and customers can also benefit from our attractive value addition schemes that we have introduced with regards to these lease packages. In addition to this we are also involved in selected location based promotional activities which include town storming and leasing fairs.”
Wijeratne added, “We are continually introducing these leasing packages so that people would be able to afford their own car. We have been coming up with innovative products of this nature, so that our customers will have an affordable monthly payment. HNB’s strategy of giving the clients a comfortable rental is to ensure that they are not overburdened and they will have sufficient means to maintain living standards within the limitations of their cash flows. This is one of the most attractive features and practical aspects of our leasing activity. The most remarkable feature of HNB leasing is that our services are not limited to leasing alone. Customers start a relationship with the bank through a leasing transaction and end up with a host of facilities.”
Wijeratne said, “Leasing at HNB is not confined only to vehicles. HNB’s leasing products cover a wide range of machinery and equipment used for the tea industry, production lines, construction industry, confectionery industry, etc. This kind of high value machinery leasing is possible due to the fact that HNB is a bank with immense financial resources.”
In addition to these services having customer service centres located around the island is a major advantage to customers who come to HNB for their leasing needs. With its wide network of 191 customer service centres functioning throughout the island makes it convenient for any client from Point Pedro, Norochchole, Kalmunai, Tissamaharama or any other distant location in the country to obtain a leasing facility from any one of those branches in double quick time without having to travel all the way to Colombo or major towns.
HNB has the most technically competent and experienced leasing team that is capable of structuring leases according to the customer’s repayment capacity. The special leasing packages offered by HNB Leasing offers many benefits to customers whilst also offering very competitive pricing schemes.
Due to the fact that HNB Leasing follows a very effective customer assessment with regards to their repayment capacities when offering leasing solutions customers do not have any complications in meeting repayments. “We initially take into consideration the needs of the customer, lifestyle and affordability. Customer convenience is top priority; this has essentially proved helpful as our pay back rate has been extremely good with a minimum default rate.
This has enabled customers to always maintain trustworthy relationships with HNB Leasing. Also these customers have the privilege of being entitled to a spectrum of other banking services offered by HNB. This has enabled HNB Leasing to become a customer’s one stop shop for their total financial solutions, thus keeping up to our motto ‘Your Partner in Progress’.”